Revenue share & partner economics
However you partner with Credicorp — referring, reselling, white-labelling or embedding — you earn the same way: a share of the revenue Credicorp earns on every loan that funds because of you, for as long as that borrower keeps borrowing. Not clicks. Not applications. Funded loans.
Distribution partners are paid on outcomes, not traffic. The model is deliberately simple so your finance team can reconcile it to the penny, and deliberately durable so a single good introduction keeps paying long after you made it. This page explains how the economics work across every tier of the partner programme.
What you earn on
You share in the revenue Credicorp earns on the facilities you originate — interest and fees actually collected on funded loans — not a one-off bounty for sending a lead. Because the share is on revenue across the life of each facility, a borrower who renews, redraws on a Flex facility, or comes back for a second loan keeps earning for you.
- Funded, not applied. Nothing accrues on an application that does not fund. You are paid when Credicorp is paid.
- Lifecycle, not one-off. Renewals and repeat draws by the same borrower continue to share.
- Revenue, not face value. Your share is of the revenue earned, so your interests and the borrower's are aligned — nobody benefits from a loan that should not have been made.
How attribution works
Every introduction — whether created by API, a tracked dashboard link, or an embedded pre-qualify — carries an introduction_id. That id follows the deal through decisioning and funding and is stamped on every revenue event it generates. Subscribe to introduction.funded to see funded amounts and accrued share in real time.
// webhook: introduction.funded { "type": "introduction.funded", "introduction_id": "intro_9Fk2Lp", "funded_amount_pence": 3000000, "accrued_share_pence": 21500, "reference": "clt_4821" }
Because each event is tagged with your own reference, your statement breaks earnings down by the exact client and deal that produced them.
How the share scales
The exact rate is agreed per partner and rises with the volume and quality of the business you send. The bands below are illustrative only — they show how the model behaves and are not an offer, a quote, or a guarantee of earnings.
| Monthly funded volume you originate | Indicative share | How it pays |
|---|---|---|
| Up to £100k | Entry band | Monthly, on revenue across the facility |
| £100k – £500k | Higher band | Monthly, including renewals & repeat draws |
| £500k+ | Top band — negotiated | Monthly, with dedicated partner support |
When and how you are paid
Accrue
Share accrues as Credicorp earns revenue on your funded facilities, visible live via webhooks and the partner dashboard.
Reconcile
At month end we produce a statement that itemises earnings by introduction_id and your reference, so it ties out exactly to your own ledger.
Settle
Payouts settle monthly to your nominated business account against the reconciled statement.
The same model, every tier
Whether you sit in the Refer tier with a tracked link, run a comparison panel, embed a pre-qualified offer in your app, or white-label the whole journey, the economics are identical: revenue share on funded loans, tracked by introduction_id, reconciled monthly. The integration depth changes; the way you earn does not.
Revenue-share percentages, volume bands and payout cadence are agreed in your partner agreement and are commercial terms, not published rates. The figures here are illustrative and not a guarantee of earnings.
See the numbers for your business
Tell us how you reach UK companies and the volume you expect, and we'll model revenue share against your real pipeline.
