Power a comparison platform

If your product compares business finance — a broker panel, a price-comparison site, a cashflow tool that surfaces funding options, or a vertical marketplace that wants a “get working capital” tab — Credicorp is built to be one of the lenders you quote. We are a UK lender to incorporated businesses (limited companies and LLPs): short-term working capital, repaid from company cashflow, with no personal guarantee. Because that lending sits outside FCA consumer-credit regulation, you are surfacing a business-to-business commercial product, not a consumer credit agreement — which keeps your panel integration clean and your obligations clear.

Why put Credicorp on your panel

Comparison platforms live and die on two things: the quality of the offers they can show, and how reliably they get paid for the introductions they make. Credicorp is engineered for both. Every quote is generated by the same authoritative decisioning engine that prices live loans, so an indicative offer on your site reflects a real lending appetite rather than a generic rate card. And every applicant you send carries a tracked reference from the first call, so attribution — and your revenue share — is never in dispute.

How it works

A comparison integration is the lightweight end of the platform — you never touch the loan agreement, hold PII you don’t want, or take on lending logic. The flow is three moves: quote, hand off, get paid.

Quote endpoint

Quoting is a single authenticated call against the partner plane. It does not create an application or pull a hard footprint — it asks the decisioning engine what Credicorp would indicatively offer this company today, so you can render a comparable row instantly.

curl -s https://api.credicorp.co.uk/partner/v1/comparison/quotes \
  -H "Authorization: Bearer $TOKEN" \
  -H "Idempotency-Key: q-ord_5512" \
  -d '{
    "business": { "company_number": "16093826" },
    "amount_pence": 2500000,
    "term_months": 6,
    "partner_ref": "panel_acme_5512"
  }'

const quote = await cc.comparison.quotes.create({
  business: { company_number: '16093826' },
  amount_pence: 2500000,
  term_months: 6,
  partner_ref: 'panel_acme_5512',
}, { idempotencyKey: 'q-ord_5512' });

HTTP/1.1 200 OK
{
  "object": "comparison.quote",
  "eligible": true,
  "indicative": true,
  "amount_pence": 2500000,
  "term_months": 6,
  "repayment_total_pence": 2695000,
  "handoff_url": "https://apply.credicorp.co.uk/i/7Hn4…",
  "expires_at": "2026-06-29T10:15:00Z",
  "partner_ref": "panel_acme_5512"
}

Attribution that doesn’t leak

Set partner_ref on the quote (or let your partner OAuth client identify you) and it is frozen onto the introduction and, ultimately, onto the funded loan. This is the same attribution model documented under partner revenue-share: recorded at quote time, immutable thereafter. You can read the state of any deal you introduced through the Accounts API, and a monthly partner_statement object totals what is payable.

Who it’s for

• Business-finance comparison sites that already list term loans, merchant cash advances or invoice finance and want a fast, no-PG working-capital option on the panel.
• Broker platforms that route a client’s funding request across a lender panel and want programmatic, quotable appetite rather than email round-trips.
• Vertical SaaS & marketplaces — e-commerce, logistics, hospitality, wholesale — embedding a “funding” tab where Credicorp is one quotable option among several.
• Cashflow & accounting tools that detect a funding need and want to show an indicative Credicorp offer in context.

The commercial model

You earn the same way an introducer does on the Refer tier: a share of the net lending margin on every loan that funds through your panel — never a charge to you, and never paid on clicks or abandoned applications. The figures below are illustrative and mirror the indicative bands published on the pricing page; your actual rate, qualifying volume and attribution window are agreed in your partner contract.

Illustrative only — not an offer of terms. Revenue share is calculated on net lending margin (interest and fees earned, less cost of funds, expected credit loss and servicing) and is mutually exclusive with any per-origination integration fee on the same loan.

Getting started

Acquire a token with the client-credentials grant (see OAuth 2.0), and read the full attribution and event model in the Distribute Credicorp guide and the API reference.