Marketplace

The marketplace is where the lending platform meets the wider fintech stack. Lenders and borrowers discover services that slot into the journey; vendors reach UK businesses at the precise moment they are accessing finance. Every listing is a real integration: vendors authenticate with OAuth, subscribe to platform events, and — where it sharpens a decision — publish data back into decisioning. This page maps the categories and then walks the path to getting listed.

Browse by category

Open banking

Account-information providers feed real transaction history into affordability checks; payment-initiation providers move money on the rails Credicorp already uses for disbursement and collection. These vendors typically subscribe to application.submitted to offer an account-linking step, and to payment.* to reconcile settlement. Because Credicorp settles bank-to-bank over PISP rather than card networks, AIS/PIS vendors sit at the heart of the journey rather than at its edge.

Identity & KYC/AML

Verification and screening vendors confirm directors and beneficial owners, run sanctions and PEP checks, and feed monitoring signals back over the life of the loan. They integrate against the Identity API and can publish a verification result that decisioning consumes directly — useful for white-label partners orchestrating their own onboarding. Ongoing-monitoring vendors push alerts through events so a status change on a borrower can trigger your own review workflow.

E-sign & docs

Once an offer is accepted, the loan agreement has to be presented, signed and stored. E-sign vendors generate the agreement from the decision object, capture a legally robust signature, and return a sealed document reference that attaches to the account. Listening for decision.completed with an approved outcome is the usual trigger to prepare documents the moment an offer exists.

Accounting & data

Accounting and ERP vendors enrich the borrower picture with filed accounts, management figures and bookkeeping data, and can write funded-loan and repayment entries straight back into the customer's ledger. This is a two-way category: vendors both consume application context and publish enrichment that decisioning can weigh.

Fraud & risk

Fraud and risk vendors contribute signals — device intelligence, identity-graph checks, velocity rules — that the authoritative AI decisioning engine can fold into an outcome. A signal is published against an application before the decision resolves; high-confidence fraud markers can short-circuit to a decline, while softer signals adjust pricing. The publish call is a simple authenticated POST:

curl -s https://api.credicorp.co.uk/partner/v1/marketplace/signals \
  -H "Authorization: Bearer $TOKEN" \
  -H "Idempotency-Key: sig-app_8Kd2c9Qm" \
  -d '{
    "application_id": "app_8Kd2c9Qm",
    "kind": "fraud.device",
    "score": 0.12,
    "verdict": "pass",
    "evidence": { "device_age_days": 412, "ip_country": "GB" }
  }'

await cc.marketplace.signals.create({
  application_id: 'app_8Kd2c9Qm',
  kind: 'fraud.device',
  score: 0.12,
  verdict: 'pass',
  evidence: { device_age_days: 412, ip_country: 'GB' },
}, { idempotencyKey: 'sig-app_8Kd2c9Qm' });

HTTP/1.1 201 Created
{
  "id": "sig_3Qm7Hd",
  "object": "marketplace.signal",
  "application_id": "app_8Kd2c9Qm",
  "kind": "fraud.device",
  "accepted": true,
  "created_at": "2026-06-29T10:00:02Z"
}

List your service

Listing is the Vendor tier of the partner programme. You register a marketplace app, request the vendor scopes, integrate against events and (optionally) the signals API, then pass review to earn the verified badge. The full technical walkthrough — manifest fields, event subscriptions, security requirements — is in Extend the marketplace.

The review & verification process