Reseller programme

If you advise, sell to or sit alongside UK limited companies — as a broker, an accountant, a software vendor or an introducer — you are already in the room when those businesses need working capital. The reseller programme turns that position into a revenue line. You introduce the company to Credicorp; Credicorp underwrites, funds and services the loan; and you earn a share of the revenue it generates, paid monthly and reconciled to the penny. This is the Refer tier of the partner programme, framed for partners whose business is distribution rather than engineering.

Why resell Credicorp

Credicorp lends short-term working capital to UK incorporated bodies corporate — limited companies and LLPs — with no personal guarantee and a decision driven by authoritative AI underwriting. Because it lends to companies rather than consumers, its lending sits outside FCA consumer-credit regulation, which keeps the introduction relationship light: you are passing a business to a business lender, not arranging regulated consumer credit. For you that means:

• Ongoing commission, not a one-off finder's fee. You share in revenue across the life of the facility, including renewals and repeat draws by the same borrower.
• No lending stack to build. No credit models, no money movement, no collections, no PII on your servers. Credicorp owns the entire regulated and operational surface.
• Clean attribution. Every introduction carries an introduction_id that follows the deal through decisioning and funding, so your statement reconciles exactly to what funded.
• A product your clients actually want. Fast, unsecured, company-only finance with a transparent cost — a genuinely useful answer when a client asks "where do I get £25k by Friday?"

Who it's for

The programme fits anyone with recurring access to UK businesses and a reason to talk to them about cashflow:

• Commercial finance brokers who want an unsecured, fast-decision product to round out a panel.
• Accountants and bookkeepers whose clients hit working-capital gaps and ask for a steer.
• B2B SaaS and marketplace operators — invoicing, e-commerce, field-service, hospitality tools — whose customers are exactly the SMEs Credicorp funds.
• Consultancies and agencies that want to monetise a referral they are already making informally.

You do not need to be a developer. A tracked link generated in the partner dashboard carries the same attribution as the API, so non-technical resellers participate fully. Teams that want to embed the hand-off in their own product can use the single API call below.

How it works

The mechanics are deliberately simple — one object, one event, one statement.

Creating an introduction is a single authenticated POST — the same endpoint used across the Refer tier. You only ever send the company identifier and a contact; no financial or sensitive data passes through you.

curl -s https://api.credicorp.co.uk/partner/v1/introductions \
  -H "Authorization: Bearer $TOKEN" \
  -H "Idempotency-Key: intro-clt_4821" \
  -d '{
    "business":  { "company_number": "16093826" },
    "contact":   { "email": "[email protected]", "name": "R. Okafor" },
    "amount_pence": 3000000,
    "reference": "clt_4821"
  }'

const intro = await cc.partner.introductions.create({
  business:  { company_number: '16093826' },
  contact:   { email: '[email protected]', name: 'R. Okafor' },
  amount_pence: 3000000,
  reference: 'clt_4821',
}, { idempotencyKey: 'intro-clt_4821' });

// Send the client here — attribution is already attached
redirect(intro.handoff_url);

HTTP/1.1 201 Created
{
  "id": "intro_9Fk2Lp",
  "object": "introduction",
  "status": "open",
  "handoff_url": "https://apply.credicorp.co.uk/i/9Fk2…",
  "reference": "clt_4821",
  "created_at": "2026-06-29T10:00:00Z"
}

Full field definitions, the introduction.funded payload and link-generation are documented in the Distribute Credicorp guide and the API reference.

The commercial model

Resellers are paid a share of the revenue Credicorp earns on the loans you introduce, for as long as that borrower keeps borrowing — not a flat one-time bounty. The exact rate is agreed per partner and scales with the volume and quality of the business you send.

Because the share is on revenue across the life of each facility, a borrower who renews or draws again keeps earning for you long after the first introduction. Statements break earnings down by introduction_id so you can attribute every pound to the client and deal that produced it.

Getting started

You can be live in days. There is no commercial sign-off needed to start testing — the moment your sandbox client is issued you can create test introductions end to end.