Public API

What you can build without a token

You can ship real products with no token at all: a live quote widget, a comparison listing, a loyalty display, and a fully-grounded AI assistant — every one from the public ring alone.

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4+ productsToken-free

Hand offTo apply

Front-end and content

A live quote widget, a comparison listing and a loyalty-ladder display are all pure public reads. They render accurate, current Credicorp figures with no credential and hand qualified users to apply.

AI and agents

The public MCP server lets you build a grounded assistant — qualify, quote, guide — with no token. This is the highest-leverage token-free build: an agent that answers accurately about Credicorp because it reads live tools rather than guessing.

When you finally need a token

The moment you want to take the application yourself (rather than hand off), read a decision, or move money, you cross into the partner ring and need OAuth. Until then, the public ring is a complete toolkit — see public vs partner.

Frequently asked questions

Can I really ship a product with no token?

Yes. Quote widgets, comparison listings, loyalty displays and grounded AI assistants are all pure public reads. You only need a token when you take the application yourself, read decisions or move money.

What is the best token-free build?

A grounded AI assistant on the public MCP server — it qualifies, quotes and guides from live figures with no credential, and is far more accurate than any scraping-based approach.