Public API

The Credicorp MCP server, explained

The Credicorp MCP server lets an AI agent read public business-lending facts as tool calls. It speaks the Model Context Protocol (revision 2025-06-18), identifies as Credicorp v1.0.0, and exposes six strictly read-only tools — list products, product details, indicative quote, eligibility, how to apply, and loyalty tiers. It can inform an agent; it can never act on an account or move money.

2 min read

6 toolsAll read-only
2025-06-18Protocol revision
publicNo credential to connect

Why an MCP server

The Model Context Protocol is a standard way for AI agents to discover and call tools. By exposing Credicorp’s public knowledge as an MCP server, any compliant agent — a chatbot, a research assistant, a customer’s own copilot — can answer questions about our products accurately, from the source, instead of guessing. The endpoint lives on the public ring at /public/v1/mcp, so there is no credential to connect.

Read-only by design

Every tool reads; none writes. The server can tell an agent what products exist, what a quote might look like, and how to apply — but it cannot submit an application, change a tier, or move a penny. That boundary is deliberate and absolute: money movement and account actions never appear on the public ring, MCP included.

The tool set

  • ListProducts — Business Loan, Credicorp Flex, Credicorp Slice.
  • ProductDetails — full detail on one product.
  • GetQuote — an indicative quote for an amount and term.
  • EligibilityCriteria — the baseline a business must meet.
  • HowToApply — the steps and what to prepare.
  • LoyaltyTiers — the loyalty ladder (mirrors the REST endpoint).

Inspect them live with a GET on the endpoint (the server card) or a tools/list JSON-RPC call for full schemas.

Connecting an agent

Point any MCP-compliant client at the endpoint. It will initialize, negotiate the protocol revision, list the tools, and call them as the conversation needs. See the connect-an-agent recipe for a worked example.

Frequently asked questions

Can the MCP server apply for a loan on a customer’s behalf?

No. It is strictly read-only. It can explain how to apply and give an indicative quote, but it cannot submit an application or move money — those are off the public ring entirely.

Do I need credentials to connect an agent?

No. The MCP server is on the public ring, so any compliant client can connect without a key. It is rate limited by IP like the rest of the ring.

Where do I see the full tool schemas?

A GET on the endpoint returns the server card with a name and description per tool; a tools/list JSON-RPC call returns the full input schemas.

Funding for UK limited companies

Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.