™2 min read
ISO-8601Format
freshnessHow to use it
What it is
A UTC timestamp is a point in time expressed in Coordinated Universal Time, usually as an ISO-8601 string like 2026-07-04T12:00:00Z. The trailing Z means UTC.
In the Credicorp API
Public responses carry UTC timestamps — generated on the loyalty and biller endpoints, updated on CMS pages. Use them as cache-freshness markers. Convert to the user’s local zone only for display, never for cache logic.
Frequently asked questions
What is the Z at the end of the timestamp?
It denotes UTC (Zulu time). The value is in Coordinated Universal Time; convert to a local zone only when displaying it.
Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.