Glossary

PECR consent

PECR consent is the UK cookie-consent (analytics/marketing booleans) recorded by the public consent endpoint. It is separate from any consent given inside a credit application.

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Definition

The Privacy and Electronic Communications Regulations govern cookies and electronic marketing. A visitor's cookie-banner choices are PECR/GDPR consent, recorded via POST /public/v1/consent — not to be confused with the credit-application consent captured on an authenticated path.

In plain terms

The cookie-banner yes/no, logged so there is a record of what the visitor agreed to.

Why it matters here

The endpoint is fail-open so the banner UX never blocks on the hub. See capturing a lead.

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