Glossary

PECR

PECR — a term used across the Credicorp public-API documentation. The definition below is written for engineers integrating the /public/v1 ring.

2 min read

UK lawCookies & e-marketing
auditAppend-only trail

What it is

PECR — the Privacy and Electronic Communications Regulations — is the UK law governing cookies and electronic marketing. Under PECR, non-essential cookies (analytics, marketing) require the visitor’s prior consent, and you must be able to evidence it.

At Credicorp

The consent endpoint records a PECR cookie-consent snapshot into an append-only audit trail, so the estate can always evidence what a visitor agreed to and when. This is cookie consent under PECR §6 / GDPR recital 47 — distinct from credit-application consent, which is stored separately. See Privacy and PII.

Frequently asked questions

Is PECR consent the same as loan consent?

No. PECR consent is about cookies. Credit-application consent (agreeing to a search or terms) is a separate system and never touches the consent endpoint.

Funding for UK limited companies

Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.