Glossary

Authoritative decisioning

Authoritative decisioning means the API returns the real credit decision, not an advisory suggestion you re-evaluate. The decision is final; the one manual gate downstream is money-out.

2 min read

Definition

Credicorp's decisioning engine produces the actual outcome of an application, and the decision endpoint returns exactly that. There is no separate 'advisory' step for a human to confirm the decision itself — the model is authoritative. The single governed manual control in the whole flow is money-out.

In plain terms

The decision the API gives you is the real answer, not a hint.

Why it matters here

It keeps integrations fast — instant, real decisions — while the one irreversible step (funds leaving) stays governed. See money-out: the one gate.

Funding for UK limited companies

Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.